Steven J. Oshins, D.D.S., P.C. - Family Dental Care in Guilderland, New York 3905 Carman Road
Schenectady, New York
Telephone: 518 356-5635
Fax: 356-5675
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Comfortable Financing
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Comfortable Financing

Your insurance is a contract between you, your employer, and the insurance company.  We are not a party to that contract, therefore, we don’t know every condition and requirement for your particular insurance plan. Dental insurance is not designed to pay everything in full; it is only meant to help "share" the cost of your dental care, and many routine dental services are not always covered.

Our financial policy allows us to provide you with the best treatment available and does not limit your dental health to just what your plan covers. We will be happy to submit your insurance paperwork for you at the time of treatment. If you have any questions about your insurance, please feel free to call for more information. We offer several payment options for your convenience. We accept cash, checks, as well as all of the major credit cards. So everyone can have a healthy and beautiful smile today, we also offer CareCredit a financing plan that gives you up to twelve (12) months of interest free credit.

Because your smile is important to us, these plans offer a convenient, low minimum monthly payment program for your entire family specifically designed to pay for dental care and elective treatment not covered by your insurance. CareCredit, the leader in patient financing, has made it easy for more than 4 million patients nationwide to get the treatment that they need.   For treatment fees from $1 to $25,000, CareCredit has a variety of low minimum monthly payment plans, so you can start treatment today.


Your smile is important to us

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